Wednesday, April 1, 2009

Tuesday, March 31, 2009

Another Great Idea..

Ok, here is what I was leading to with the pot smoker post. When I was 18, it was legal to by pot smoking paraphernalia, then it was illegal, then it was legal again, then illegal again. Head shops came and went and came back, and went again. And when vinyl records died, so did the paraphernalia store.

Well I had an idea back then but I never had the guts to test it. My idea was to tear a bong apart to it's least common denominator so it is only a pile of parts like a tube, tube cap, small metal pipe, gasket etc. The idea was to sell all the individual parts separately and call them something completely different. For example, sell the main tube as a gerbil run, the stem tube as a BB gun loader, the bong bottom as a shot glass coaster etc.

The trick here is to create a public service (looking) ad stating that there has been information that the non-paraphernalia items have been assembled to create a bong. This of course is not the manufacturer's intention and not recommended... Show a picture of the ill-constructed bong and tell the viewers where they can buy the items that SHOULD NOT be assembled as a bong. The negative publicity will surely be picked up by the media and there you go; a sales boom!

It seems my idea is out of date because you can get on line and buy any kind of pot smoking paraphernalia you would ever want. Wait, pot is still illegal? Oh well, maybe my sales gimmick could be used for some other product, like a machine gun..

Monday, March 30, 2009

Oh No! A Pot Smoker!

Ok, let's make it clear. I think marijuana should be legal for personal use. I do not smoke now (and haven't for over 10 years) due to to my current job, but let's just say I can speak from experience. Let the government sell it or tax it or whatever they think they need to do. It is a lot less dangerous than alcohol by far, and is not the "gateway" drug the establishment would like you to believe. Spending money (in today's economy) on marijuana smokers is just stupid. Jail space is at a premium and rapists are getting out early while guy with a bag of weed sits in jail.

Marijuana could also save a few marriages a long the way. When working couples get home from work, instead of tearing into each other from the stress of the day, a couple bong hits and a moment of silence could prevent a lot of arguments. Alcohol just makes people angry or violent, where marijuana mellows a person out without the side effects of alcohol. It can cause lethargy, but can also bring out the artistic creative side of someone.

They have tests that can tell whether one is under the influence of alcohol at any given moment, but the test for pot shows what someone may have done in their spare time like 2 weeks ago. I can see if an employer does not want someone stoned at work, but the testing process is just unfair.

Wednesday, March 25, 2009

Tuesday, March 24, 2009

Blame your grandparents...

Yes the whole financial meltdown was caused by you grandma and grandpa. After the tragedy of September 11, 2001, the financial markets suffered a shake-up that showed the fragile nature of the system. Many people like your grandparents (and me) pulled a lot if not all of their monies out of risky investments and put it in some type of secure fund. Many of the guaranteed funds offered a 4 or 5% return. This was small potatoes at that time, but the safety assurance was a load off their minds.

To get the highest return, the banks would offer you a higher percentage return if you would invest in a certificate of deposit, especially a long term CD like a 36 to 48 month maturity. This was the case up until around the beginning of 2006. At that time you could get a 5.75% (Annual Percentage Yield) CD with a maturity of 36-48 months. Many people took the banks up on this safe form of investment.

The bad news is, as the mortgages failed and the market tanked, the banks were still required to pay this "guaranteed" rate. So the money they got from your grandma and grandpa was invested by the banks in mortgages and investments that had generally earned a positive return was now losing money ... bad. So in other words, banks were headed for the red. Other factors actually contributed to unfortunate outcomes, but your grandma and grandpa were partly to blame.

The good news is, the banks were VERY quick to realize this and the guaranteed interest rates have dropped to around 2%. and all the long term CD's are now maturing and the banks can get back on track to black.

So thanks a lot grandma and grandpa for the near collapse of the nation. We have the last unfortunate laugh though because people on fixed incomes that use to rely on the revenue from interest on their CD's are royally screwed.

So I guess we are even...